REAL ESTATE INVESTOR FINANCING

Qualify on the rent — not your tax returns.

Qualify on the rent — not your tax returns.

DSCR rental loans with no income documents required. Up to 30-year terms, with rates starting in the mid-5s.

  • No income docs, W-2s, or tax returns required

  • Qualify based on the property’s cash flow

  • Up to 30-year terms

  • Loan amounts from $75K

  • Great for purchases or refinances

Tell us about the deal. We'll help determine the right financing option

80%

Maximum Loan-To-Cost

$75k – $2MM

Loan Amount

660

Minimum FICO

80%

Maximum Loan-To-Cost

$75k – $2MM

Loan Amounts

660

Minimum FICO

— WHY FLIP FUEL

DSCR Financing Built Around Your Rental Property

Up to 80% LTV on Purchase and Rate-Term Refinance

Up to 75% LTV on cash-out — qualified on the property's rent, not your personal income.

No Income Documentation

No W-2s, tax returns, or income docs required.

Qualify on the Rent

Qualify based on the property’s rental cash flow.

Flexible Loan Terms

Up to 30-year terms with loans starting at $75K.

Purchase or Refinance

Use DSCR financing to buy or refinance rental properties.

— Start Here

Tell Us About Your DSCR Loan Needs

Let’s find the right DSCR financing for your investment.

  • No obligation — just tell us what you're working on

  • A real person on our team reviews every submission

  • Term sheets in hours, closings in days

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Optional — helps us price it faster

Questions

DSCR Loans FAQ

A rental loan that qualifies on the property’s income (its debt-service coverage ratio) instead of your personal income.
Correct — no income docs or W-2s. We look at the rent versus the expenses.
Yes — DSCR loans work for both new purchases and refinances, including cash-out in many cases.

Ready to Finance Your Rental? Let’s Talk DSCR.

Tell us about your rental property and let’s explore your DSCR financing options.

Purchase and rehab financing, term sheets in hours. Tell us about the deal and get started.